📊 Interest Calculator

GST Interest Calculator

Calculate 18% per annum interest on delayed GST payment. Know the exact penalty amount.

Section 50 of CGST Act • Compounded Monthly
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GST Interest Rules

Under Section 50 of CGST Act, if you pay GST late, you must pay interest at 18% per annum. Interest is calculated from the due date to actual payment date. It is compounded monthly but we'll show simple interest for quick estimation.

Calculate Interest on Delayed GST Payment

Enter the GST amount you paid late (CGST + SGST or IGST)
Leave blank to calculate till today
Default: 18% as per GST law

⚠️ Important Legal Notice

  • This tool provides estimates only based on information you provide.
  • GST rates, rules, and penalties change frequently. Results may not reflect latest updates.
  • We are NOT tax advisors or Chartered Accountants.
  • Always verify with the official GST portal or consult a qualified CA before filing returns or making payments.
  • We are not liable for any financial loss, penalties, or legal consequences arising from use of this tool.

How Interest is Calculated

1

Interest Rate

GST law mandates 18% per annum interest on delayed payment under Section 50 of CGST Act. This rate is fixed and applies to both CGST, SGST, and IGST.

2

Calculation Period

Interest is calculated from the due date (usually 20th of next month for GSTR-3B) to the actual payment date. Even 1 day delay attracts interest.

3

Formula

Simple Interest: Interest = (Tax Amount × Rate × Days) / (365 × 100)
Compound Interest: Calculated monthly for exact amount (use this calculator for estimate)

Common Scenarios

Tax Amount Days Late Interest @ 18%
₹10,000 10 days ₹49
₹50,000 30 days ₹739
₹1,00,000 60 days ₹2,959
₹5,00,000 90 days ₹22,192
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Important Notes

💡 Interest is automatically calculated on GST portal when you file returns
💰 You must pay interest along with delayed tax
📅 Interest applies from due date, not filing date
🔄 For multiple months delay, interest compounds monthly
❌ Interest is NOT tax deductible as business expense

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