GST in India has five tax slabs: 0%, 5%, 12%, 18%, and 28%. Understanding which products and services fall under which slab is crucial for accurate compliance and invoicing.

GST Tax Slabs Overview

Tax Slab Category Examples
0% (Nil) Exempted Fresh vegetables, milk, bread, education, healthcare
5% Essential items Edible oil, tea, coffee, spices, packaged food
12% Standard goods Processed food, butter, ghee
18% Most goods/services Electronics, IT services, restaurants, soap
28% Luxury/sin goods Cars, AC, cigarettes, aerated drinks + cess

💡 Key Principle

Essential items → Lower tax. Luxury items → Higher tax. This ensures GST is progressive and affordable for common people.

0% GST (Exempted Items)

Zero-rated / Exempted (No GST)

Food Items:

Services:

5% GST Rate

Essential & Basic Items (5%)

Food & Groceries:

Other Items:

12% GST Rate

Standard Goods & Services (12%)

Goods:

Services:

18% GST Rate

Most Common Rate (18%)

Goods:

Services:

28% GST Rate

Luxury & Sin Goods (28%)

Luxury Items:

Sin Goods (28% + Cess):

Calculate GST on Your Products

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GST Cess

Cess is an additional tax levied on top of GST for luxury and sin goods:

Item GST Rate Cess Total Tax
Small petrol cars (<1200cc) 28% 1% 29%
Mid-size cars (1200-1500cc) 28% 15% 43%
Large cars/SUVs (>1500cc) 28% 20% 48%
Aerated drinks 28% 12% 40%
Cigarettes 28% Up to 290% Varies

Service-Specific GST Rates

Service GST Rate
Restaurants (non-AC) 5% (no ITC)
Restaurants (AC / licensed) 18%
Hotels (<₹1,000/night) Nil
Hotels (₹1,000-₹2,500) 12%
Hotels (₹2,500-₹7,500) 18%
Hotels (>₹7,500) 28%
Movie tickets (<₹100) 18%
Movie tickets (>₹100) 28%
Telecom services 18%
Banking / Insurance 18%

How to Find GST Rate for Your Product?

  1. Identify HSN Code: Every product has a Harmonized System of Nomenclature code
  2. Check GST rate: Each HSN code has a specific GST rate
  3. Use HSN Finder: Search on GST portal or use our tool

💡 HSN Code Matters

Similar products can have different GST rates based on HSN classification. Always verify the correct HSN code! Use our HSN Finder Tool for accurate rates.

Recent Changes in GST Rates (2024-2026)

Inverted Duty Structure

When input tax rate > output tax rate, it creates inverted duty:

Example

Purchase raw material @ 18% GST

Sell finished product @ 12% GST

Result: ITC accumulates (can claim refund)

Frequently Asked Questions

Can GST rates change during the year?

Yes. GST Council meets periodically and can change rates. Changes are notified and effective from specified dates.

What if my product fits multiple categories?

Use the most specific HSN code. If still unclear, consult the GST portal's classification or a tax expert.

Are GST rates uniform across India?

Yes. GST rates are the same in all states (CGST + SGST = IGST).

Where can I check the latest GST rates?

Official GST portal (gst.gov.in) has the latest rate schedule. Our HSN Finder tool also has updated rates.